Joan Burke


The cost of getting a physical office space in most cities can be quite overwhelming. This doesn’t even include things like furniture and utility bills. If you are business owner who is looking to save some money on office location, then a virtual office might be the right option for you.

Virtual offices may not be the ideal solution for every business, but for many they are a viable option and well worth careful consideration. The benefits range from environmental to financial, let alone the ease of business management and fast setup. Let’s take a look at how a virtual office can aid your business.

  1. No need for a long lease or a mortgage to purchase part of a building. This removes much of the anxiety associated with setting up a new business as a long-term financial commitment is avoided.
  2. A virtual office space can help you with the perfect first class address for your business. This will of course create exactly the right impression and allow you to capitalise on the kind of address that would be otherwise far too expensive. All you need to do to get a wonderful address is talk to a virtual office provider in your area.
  3. Dedicated, professional staff at hand to answer calls, takes messages etc. Everything you would need in a secretary can be easily taken care of. No need to ever miss a call again and no need to worry about your secretary being off sick.
  4. Incredibly fast setup procedure meaning that your business can be up and running almost immediately. Fantastic asset when speed is of the essence.
  5. The environment can also benefit due to the savings on electricity, gas, fuel for travel etc. I’m certainly not suggesting that every company should be run from a virtual office for the sake of the environment, but the savings are real.
  6. No need to employ staff, avoiding all the time consuming management hassles that this can bring.
  7. Virtual offices are a fantastic way to dip your toe into a new business market without a large financial commitment. This can mean that a business is more likely to try expansion due to the reduced risks involved.
  8. Easy access to dedicated rooms for example meeting rooms, conference rooms etc. Just book the room you need and it’s yours, again adding to the overall feel of professionalism.

New geographical business locations can be easily tested before making any long-term definite decisions on physical office address. As you can see, there are some incredibly useful benefits associated with renting virtual offices. There may well be other benefits not listed above but these are the main ones.

As mentioned earlier, if you think your business is not ready for a virtual office space, you can try other options before coming back to affordable virtual office spaces. Other office space options are serviced offices, managed space and conventional lease. Some businesses test the water using a virtual office and then once all the signs are positive, expand to conventional lease. They often revisit them when it’s time to test expansion or new geographical location, as mentioned above.

Have you ever looked at the top multinationals and wondered why they are very successful? A good example to consider at this point is Apple. Despite the company’s humble beginning, it has grown into one of the most desirable companies. The following are some of the tips you can use to take advantage of international markets for faster growth.

Pick the right offshore jurisdiction

The first step to taking advantage of the offshore market is identifying the right jurisdiction. Check for the countries that have demonstrated good support for businesses through affordable tax regimes, tech support, and even financial support. One example that holds all of the above qualities is Hong Kong.

The jurisdiction’s independence from the Mainland China has helped to cultivate a business economy that will help your business to flourish fast. Other great options include Singapore and the British Virgin Islands.

Make sure to understand the target market

Taking advantage of international markets demands a clear understanding of all associated dynamics. You need to carry comprehensive studies to establish the pertinent details of the target audience and design the strategies to match clients’ needs. Here you need to answer the following key questions:

  • What is the target market?
  • What does the target market want?
  • Who are the competitors?
  • What strategies do competitors use?
  • What is the best entry strategy?

To get it right on these questions, it is advisable to work with professionals offering secretary services. You should insist on getting experts in business strategies such as marketing and business expansion who are committed to walking with you until results become evident.

Take advantage of the offshore jurisdiction’s DTAs

One of the main reasons why international businesses grow rapidly is because they take advantage of double tax arrangements (DTAs). These are special arrangements meant to help businesses get preferential treatment when doing business abroad.

For example, Hong Kong is preferred by main investors because it has signed special DTAs with Mainland China and most countries in the Far East. Other great jurisdictions to consider when venturing abroad include the UK as the gateway to the EU and Panama as the entry to the Caribbean and South America.

Ever since mankind began domesticating goats, sheep, and cattle roughly 11,000 years ago, people have been procuring crude carts, makeshift trolleys, and provisional caravans to transport these incredible creatures across wide expanses. Luckily for us, we don’t have to fret about unsophisticated wooden wheels or antiquated buggies in the modern day and age, as we now have access to top-of-the-line, cutting-edge trailers specifically designed to handle livestock.

Thanks in large part to the recent advancements in manufacturing and engineering, the modern livestock trailer is not only safe and durable, but also aesthetically pleasing and very cost-effective. So if you’re in the market for a new trailer, feel free to refer to this brief expose as an introductory guide to picking the best one for your livestock.


Most livestock trailers in the UK are built to accommodate animals up to 6’ tall, which means that a standardised 14’ x 6’ x 6’ will likely be more than enough to handle your conveyance requirements. However, if you plan on transporting therapy stallions or police mares, you’ll probably need to request a larger trailer capable of transporting animals up to 7’ tall. In any case, be sure to pay attention to the overhead lip and step-up pad as well, since these features usually aren’t included in the dimension listings.


In order to provide a safe and secure container for your livestock, you’ll have to choose between the torsion suspension variant and a leaf-spring system.

If your weekly commute entails a lot of highway trips and travel between townships, the leaf-spring system will be able to provide a safe and smooth ride for your precious animals. However, if your routine features a lot of off-road driving on gravel or dirt, you’ll be best-served with the torsion system due to its increased rigidity and quieter ride.


Although hydraulic brakes are the most prevalent stopping system used in modern livestock trailers, it’s important to note that renowned farmers and horse trainers usually opt for electric brakes on all four wheels. If you elect to go with an electric brake system, you’ll need to install a control system within the cabin of your transport vehicle. With this feature, you’ll immediately gain access to greater stopping power, increased efficiency, and unmatched safety.


Due to the fact that livestock trailers require frequent cycles of oxygen during transit, you should avoid purchasing a closed trailer or one that features storm doors, especially if the vast majority of your trips come during the summertime. With this notion in mind, you should look for a trailer that has open sides, ventilation holes, or retractable coverings to provide the necessary circulation for your livestock. Your animals will be able to breathe easier and much more docile, not to mention the fact that you’ll be able to save money on fuel consumption costs.

As you can see, there are quite a few nuanced concepts that come into play when buying a new livestock trailer, which is why it’s so important for you to partner with a reputable dealership right from the beginning. So instead of wasting your time with private sellers and unscrupulous trailer lots, you’ll be best served by speaking with a trustworthy sales representative at a renowned local dealership.

In the last a few years, property investment has become very popular, especially after the global recession, and the stock market still being unsafe. While real estate can be a very lucrative and successful investment, it also has its fair share of risk involved, certain precautions needs to be taken. To create a successful property portfolio you require a good knowledge of the current property market, current economic condition and location, so, before making any investment search and know well to avoid investing on a dump property, a property which doesn’t offer anything in return to its investor.

There always will a variety of property options, both commercial and residential properties, so it worthwhile to consider some property investment tips to get the best from the best.

Let’s read

Research the current property market thoroughly

This is the first essential step you need to follow before finalizing a property for your investment. Be a part of a property club, visit seminars on properties, or just simply read as much as you about the basics of real estate investment through newspaper, property magazines and online sites. This practice will help you to identify lucrative real estate opportunities and deals that can be a future waste of money. Research more about financial factors of a property investment and how to go about it. You need to understand current property trends, to make fruitful decisions.

Set aims and look for financial resources

Before searching for properties, set the aims for your investment, profit expectation and look for financial resources.  Aims are pretty important to consider, ask yourself or write on a piece paper and discuss your aims with local property broker or financial advisor. Secondly, the potential investment you will choose will totally depend upon the initial amount you can invest. You can only afford to buy an expensive property, if you have some other investors in hand, who are ready to partner you in your project. But, you can also make good profit on some budget investment as well. You have to finalize whether you want to go in for short term or long term property investment, which will further decide property investment and the exit strategy.

Decide the kind of property you are in look for

The process of making a successful real estate investment can be daunting task for inexperienced investors. There are basically two kinds of property one is the commercial property and other one is the residential property. While commercial investment can lead to higher yield, but requires a large initial investment, on the other hand residential investment offers more flexible investment options at a limited budget.

 The location of the property is one most important factor that needs to be considered. A bad property location is bound to lead to failure, while an excellent location may become an important reason for successful investment. If you looking for a property option to: let” in future, then you must look for a property option in a good neighborhood, with all the basic amenities available there.

It’s so easy for your finances to take on a life of their own and quickly spiral out of control, leaving you with no idea what is going on in your bank account, how your income and outgoings are working together, or what to do to start managing your money well again. Left untamed, this can lead to a huge problem. You could end the year on a loss, struggle with your tax return or miss the deadline completely and find yourself unable to pay staff or suppliers. So, follow these steps to do something about it. Before it’s too late.

Understand the Difference Between Profit and Cash Flow

You’d be amazed at how many business owners still confuse profit and cash flow. This is a dangerous mistake. Put simply, cash flow is literally the movement of money into and out of your business in the form of income and expenditure. Profit is what you are left with once all the expenses have left your account. This is the money you have actually made. Knowing the difference can help you understand what your money is doing, better equipping you to manage your finances.

Look at Your Finances

Take some time to look at what’s going on. Print out bank statements and account details. Go back at least six months and track your money. You should be able to spot patterns and figure out what has gone wrong. This can help you to understand your finances and stop you from making mistakes in the future.

Assess Any Debts

If you have any debts, it’s better to know about them and understand where they have come from and why. Then, make sure you don’t ignore them. Think about what you need to do next. This could be speaking to those you owe, applying for a business loan, or freeing up some income from elsewhere. Write a list of options and start working down it.

Start Keeping Everything

If you aren’t already, start keeping all of your invoices and receipts. File them in order and record all of the details electronically. This will make it easier to manage your money and fill your tax return.

Use Spreadsheets

Spreadsheets are a fantastic way to keep track of your income and expenses. Make sure you spend some time at the end of each week filling them in. At the end of the year, your income will be right there in front of you. You won’t need to do any math or find any invoices.

Hire an Accountant

If you are really struggling, hiring an accountant can help you to sort yourself out and save money in the future. Another option is studying an online masters of accounting. A master’s degree in accounting will help you to build a firm knowledge of accounting and finance, which will help you to grow your business and make more money in the future.

Whatever you do, don’t ignore your money worries. Confront them head on and use it as a chance to learn and grow.

Home renovation can be a big stress and requires getting a personal loan for repairing or renovating your house. But banks are desperately looking for borrowers, who have a decent credit history and have a capacity to pay off the loan properly without risk.

Home Improvement Loans

Personal Loan can help you begin the home renovation, but the other possible option is to get a home improvement loan from the bank if you only want the loan to renovate the house. The loan on home improvement can get you tax deduction benefits while a personal loan will not provide you with any tax benefits.  Note that a home improvement includes reconstruction of an existing old property or newly purchased property or apartment.

Home Renovation Loans

An estimate of the cost of the renovation is required at the time of applying for the loan and needs to be submitted with all your documents. A home renovation loan will help you extend your property, such as getting an extra room or making an extra floor, balcony, plumbing or exterior elevations work, all are covered under the home renovation loan.

Notably, making your kitchen modular and getting a new wardrobe is not covered under the home improvement loan category. For such furniture purchase and work, a personal loan is better, but you will not be eligible to apply for any tax exemption.

Mostly people avail a personal loan in case of renovation because of the scope of work involved. But in some cases, it is possible that they are not aware of a home improvement loan.

Choosing According to Tax Benefits

If you do not want to avail a home improvement Loan for a small amount, then you can avail a personal loan against gold or fixed deposit or even property, to benefit from the lower interest rate. But home improvement loan will help you get a tax deduction on the loan repayment.

As per income tax act, section 24, the interest paid on the home improvement loan can be eligible for tax deduction up to INR 30,000 p.a. but the owner and the co-owner only can avail the benefit.

Documents Required

Documentation required for a Loan on Home improvement are as follows:

  • Proof of identity and resident
  • Proof of Income
  • Employment contract/Appointment letter
  • Bank statement
  • Passport size Photograph
  • Cost of Reconstruction of the house
  • Own contribution for home construction

Most important Documents in terms of obtaining Home re-construction Loan are:

  • Title deed of the plot
  • Copy of the plans, approved by the local Authorities
  • Construction estimate by an architect/Civil engineer

So the better option always is to go for a home improvement plan rather than personal loans, as you will find this much better in terms of tax deduction and other benefits offered by the banks. But specifically in terms of small amounts required to improve a house, it is advisable to not get an unsecured personal loan than a loan against some fixed deposit or Gold to avail very less rate of interest.

Home renovations can be a costly yet necessary expense to improve the experience of living in your own home. And of course, we all wish to live in a house that best reflects the things that comfort and delight us. But there is necessarily a cost associated with all of this. It, therefore, is important to balance between the things you want and its long-term impact on your finances. Accordingly, you can go for a personal loan that best serves your interests.

Creativity can help you generate more income with ideas that can be implemented from the comfort of your home. Five most effective Small Business ideas for women to develop From Home for Selling their own crafts can be a great opportunities to make a good money.

Would you like to create your own small business but cannot do it because you are women and you do not have a place to settle down? Forget that and start your own small business from home! Here I will discuss the five small business ideas that you can develop from home comfortably. Impossible!

Small Business ideas for women

Blog marketing:

It is the simplest way to start a successful small business. Just pick a topic and write about it. Write about what you are most passionate about. Read books and visit other sites related to your topic and that’s how you will gain some experience and your articles will also be helping you to implement your business ideas. If you could contain some higher quality article on your blog post, people who feel interested with your topic and they will look for your blog and if they like it, they will come back to see you.

The traffic factor of visits plays a very important role in this type of business since if it obtains good results and it can also generate income through publicity. As a business mode, you could offer to sell other third party products on your blog.

Share your talent:

If you would like to share your skills and knowledge with others then you can take the opportunity to teach them from your home, of course with a fee and it will give you a way of making profit.

You may also like to read: 5 best businesses low investment for the year 2017

Evaluate which subject is best, for example if you have facilities with a musical instrument and promote your classes on the web or with close friends. Today many people work from home offering classes through skype or other programs via online.

Child care:

If you like babies you can offer their services by caring for young children in your own home. This can be a good business opportunity for you, taking into account that the vast majority of parents work outside the home and consequently childcare services are demanded. Once you open your business, you can expand your task with a blog where you show photos and tell the parents what activities they do, etc. This will ensure the good care of babies.

Pet care:

You can also take this idea into account if you are a pet lover and create a space for dog care, for example. Many people cannot give enough time to their pet because of their busy work schedules. So you can grave the opportunities for taking care of their pets as they will give you good money for your pet care service.

Craft business:

Do you have skills for crafts? Do not waste your time and take the advantage of that virtue. Depending on your skills, you can build your own clothing line in your craft business. There are no limits to what you can sell on the Internet. You can develop your own website, present and sell your own products.

As with all other small business ideas, the most important thing about this is that your products are of quality and different from what is already on the market. Get smart and you will see that your business will be a success!

What do you think of when someone mentions the phrase “business centre”? Some may have a mental picture of a suite of offices or several buildings placed on an attractive landscape. Others may think of a work space with a slightly different look and feel, such as a ready-to-use industrial or commercial space. Both of these visions are accurate, and both are available to you when you make arrangements with one of the top providers of business properties.

Build Your Business Here

If your plans include finding the right space among Swindon business centres, you can start your dream business or relocate a current operation here with all the time and space you need to grow. For example, you may need an office space to meet the demands of a productive staff. Choose from a range of sizes (142 sq. ft. to 660 sq. ft.), with each unit tailored to match your specific needs. You’ll have access 24 hours a day with swipe-card entry, an on-site cleaner, and communal washrooms and kitchenettes.

Industrial Units

If your needs are of the industrial variety, you also have access to an array of sizes, from 1,400 sq. ft. to 28,000 sq. ft. Secure a starter unit with washroom and toilet facilities, three-phase electric boards, and telephone and broadband lines already installed. You’ll benefit from a three-phase roller door and a convenient side door. Of course, you will have 24-hour access seven days a week.

Whether you arrange for a great office space or industrial space for your growing business, you’ll never have to be concerned about security. Your premises are protected by CCTV, monitored and recorded 24 hours a day. Intruder and fire alarm systems are state-of-the-art as well, with monitoring by a remote security team. Don’t let a lack of suitable space keep you from realising your business dreams. Talk to the leaders in the field and grow your business.

If you are considering moving into the retail food industry, there is much to learn. Whatever your concept, it will have been done many times before, and the success of your business would largely depend on several key factors. If you live in Australia, for example, and were to really look at what type of eateries are in trend and seem to be busy, you would find, more often than not, Asian cuisine is at the top of the tree.

Why Asian?

Well, if you think about it, the consumer is always looking for something unique, and the Asian tastes like Thai or Indian cuisine can really be a pleasant change. This doesn’t mean that the consumer is living off an Asian diet, far from it, but whenever they go out, they do like to have something they know they will enjoy. Let us not forget that the many thousands of Australians who have holidayed in Bali, Thailand, or Malaysia, will already have an association of that cuisine, and going to a Thai restaurant kind of takes you back to that perfect holiday.


If you are going into the Asian food market, be prepared for some serious competition, and you will not be able to do this without the help of someone who is native to the cuisine you are offering. Only a Thai knows how to cook Tom Yam, so whatever the cuisine, enlist the help of a professional native, and maybe even hire a complete family, who can not only prepare the food, they can also serve in traditional surroundings, making the entire experience a unique one.

The Kitchen

Asian cuisine involves larger gas burners for the various woks, and with high heat capability, and plenty of burners, your kitchen has the basis of what it needs. There are online suppliers of Asian cooking equipment, and with a range of appliances, you can quickly create the ideal kitchen for your target menu. Refrigeration is vital, with adequate freezer space a must. Some of the special ingredients you use will be frozen, while others will need to be delivered on a daily basis. Lots of worktops need to be prepared, as Asian cooking is all about preparation, and if you are planning to display your menu, you will need the right kind of food display cabinets, which can be ordered online.


These are very popular, as many people do not have the time for a dining experience, and to be able to walk in and take home a delicious Asian meal is very tempting. The only way to make this kind of business work is to have a system whereby you can service high volumes of people in a short time, all with the same standard of quality and service. If you can do this, and your menu is good, then it is just a question of keeping on top of things. Asian Kitchen equipment can be easily sourced online, and with a team of trained staff, your menu should be an instant hit.

The Asian food market is very strong, and if you have done your market research and have covered all the angles, there is every chance of success.

The business industry is fast-phasing. Every business owner knows that the competition in the market is so huge. So Entrepreneurs find ways to maximize their marketing strategy so the market will be able to acknowledge their leads in the competition. Since the competition is arising, companies demand of a solid marketing strategy. Internet marketing is one of the best and proven, but most companies have forgotten the effectivity of business photography in marketing a product, service, or brand. Look around you, and you can see a lot of photos that are posted in the advertisement such as a billboard, magazine newspaper even and television and also on social media. Check the potential of business photography marketing; it is very rampant since people can quickly catch their attention through pictures. In his article, we will talk about the importance of business photography, especially for business startups.

Business Photography Increases Engagement

Pictures are more accessible to share on a social media account rather than text. If one of your followers continually sharing Photos of your brand or products,  there will be a significant possibility that more people will be able to take a look at your photos. Also, a chance of going viral is very high as long as the content is trendy and very eye catchy. Fortunately, there are many photographers in Houston that you can count on. You can hire one and let them do the business photography.

Business Photography Provides Easier Understanding

Most people like visualization as images are easier to read or to comprehend. It will take you a few seconds to be able to understand what’s going on in a picture. While in reading text, you may need to read at least 75% of it to see the big picture. It is because the human brain readily comprehends things on a visual representation rather than reading. It will let the viewer process the image in less time.

Business Photography Generates Sales

When there is a picture or illustration of a product, prospects got the grasps of how it will work with them. Business photography allows consumers to visualize themselves using the products. When business photography is done in a clear and understandable representation, it will drive more sales to the company.

Business Photography Grabs Audience Attention

Since more people appreciate things that are nice, beautiful, and good-looking, they tend to be attracted to excellent business photographs. So make sure you hire the best photographer to do the job for you. As they said, leave your marketing into a great photo. Let the picture speaks for itself.

Business Photography Make a Positive Impact

Photos are very expressive. Sometimes, the most complicated explanation can be easily explained in a picture. Even kids can easily understand business ads illustrated in photos. Try to do an observation, go to a fast food restaurant and take a look at the menu. Ask for a list with just names on it and ask for a list with pictures on it. Which of the two menus created a positive impact on you? See, it all matters to use business photography.